Credit Score Simulator

Simulate how different actions affect your credit score with interactive sliders and scenario comparison

Understand how different actions affect your credit score

Profile

Scenario

Details

Results

35% Payment History

30% Credit Utilization

15% Credit History

10% New Credit

10% Credit Mix

Your Current Credit Profile

Enter your current credit information. Don't worry - this is just a simulation and won't affect your actual credit score.

Current Credit Score

850Excellent

Utilization Ratio

35.0%

On-Time Payment Rate (%)

Missed Payments (Last 2 Years)

Accounts in Good Standing

Total Accounts

Total Credit Limit

Total Credit Used

Number of Credit Cards

Highest Card Utilization (%)

Oldest Account Age (Months)

4 years, 0 months

Average Account Age (Months)

2 years, 6 months

Hard Inquiries (12 mo)

New Accounts (12 mo)

Credit Mix

MortgageAuto LoanStudent LoanPersonal Loan

Simulate how different actions affect your credit score with interactive sliders and scenario comparison